html{scroll-behavior:smooth}#reading-progress{z-index:9999;background:#3182ce;width:0%;height:3px;transition:width .1s linear;position:fixed;top:0;left:0}.cta-arrow{transition:transform .3s cubic-bezier(.4,0,.2,1)}a:hover .cta-arrow{transform:translate(3px)}.prose{color:#1a202c;max-width:70ch;font-size:1rem;line-height:1.75}.prose p{margin-bottom:1.25rem}.prose h2{color:#0c0c1d;margin-top:2.75rem;margin-bottom:1rem;scroll-margin-top:80px;font-size:1.6rem;font-weight:800;line-height:1.2}.prose h3{color:#0c0c1d;margin-top:2rem;margin-bottom:.75rem;scroll-margin-top:80px;font-size:1.15rem;font-weight:700}.prose ul,.prose ol{margin-bottom:1.25rem;padding-left:1.5rem}.prose ul{list-style-type:disc}.prose ol{list-style-type:decimal}.prose li{margin-bottom:.5rem;line-height:1.7}.prose strong{color:#0c0c1d;font-weight:700}.prose a{color:#3182ce;text-decoration:underline}.prose a:hover{color:#2b6cb0}.prose table{border-collapse:collapse;width:100%;margin-bottom:1.75rem;font-size:.875rem}.prose th{color:#1a365d;text-align:left;text-transform:uppercase;letter-spacing:.03em;background:#eff6ff;border:1px solid #bee3f8;padding:10px 14px;font-size:.8125rem;font-weight:700}.prose td{text-align:left;color:#2d3748;vertical-align:top;border:1px solid #e2e8f0;padding:10px 14px}.prose tr:nth-child(2n) td{background:#f7fafc}.hub-table-wrap{margin-bottom:1.75rem;overflow-x:auto}.hub-data-table{border-collapse:collapse;width:100%;font-size:.875rem}.hub-data-table th{color:#fff;text-align:left;letter-spacing:.02em;background:#3182ce;border:1px solid #2b6cb0;padding:10px 14px;font-size:.8125rem;font-weight:700}.hub-data-table td{color:#2d3748;vertical-align:middle;border:1px solid #e2e8f0;padding:10px 14px}.hub-data-table tr:nth-child(2n) td{background:#eff6ff}.hub-data-table .gain-cell{color:#2b6cb0;font-weight:700}.callout{background:#eff6ff;border-left:4px solid #3182ce;border-radius:0 6px 6px 0;margin:1.5rem 0;padding:1rem 1.25rem}.callout.callout-tip{background:#f0fff4;border-left-color:#38a169}.callout .callout-title{color:#1a365d;margin-bottom:.375rem;font-size:.875rem;font-weight:700}.callout.callout-tip .callout-title{color:#276749}.callout p,.callout ul,.callout li{color:#2d3748;margin-bottom:0;font-size:.9rem}.callout ul{margin-top:.5rem}.inline-cta{background:#0c0c1d;border:1px solid #3182ce4d;border-left:4px solid #3182ce;border-radius:0 8px 8px 0;margin:2.5rem 0;padding:1.75rem 2rem}.inline-cta h3{color:#fff;margin-top:0;margin-bottom:.5rem;font-size:1.15rem;font-weight:800}.inline-cta p{color:#ffffffa6;margin-bottom:1rem;font-size:.9rem}.cta-btn{color:#fff;background:#3182ce;align-items:center;gap:8px;padding:10px 22px;font-size:.875rem;font-weight:700;text-decoration:none;transition:background .2s;display:inline-flex}.cta-btn:hover{background:#2b6cb0}.cta-sub{margin-top:.75rem;color:#ffffff59!important;margin-bottom:0!important;font-size:.75rem!important}.faq-block{margin-top:.5rem}.faq-block details{border-bottom:1px solid #e2e8f0;padding:1rem 0}.faq-block details:first-child{border-top:1px solid #e2e8f0}.faq-block summary{color:#0c0c1d;cursor:pointer;justify-content:space-between;align-items:center;gap:1rem;font-size:.9375rem;font-weight:700;list-style:none;display:flex}.faq-block summary::-webkit-details-marker{display:none}.faq-block summary:after{content:"+";color:#3182ce;flex-shrink:0;font-size:1.25rem;font-weight:400;transition:transform .2s}.faq-block details[open] summary:after{content:"−"}.faq-block details p{color:#4a5568;margin-top:.75rem;margin-bottom:0;font-size:.9rem;line-height:1.7}.sidebar-sticky{position:sticky;top:88px}.sidebar-box{background:#fafafa;border:1px solid #e2e8f0;padding:1.25rem}.sidebar-heading{text-transform:uppercase;letter-spacing:.07em;color:#3182ce;margin-bottom:.875rem;font-size:.6875rem;font-weight:700}.sidebar-chapters{counter-reset:none;margin:0;padding:0;list-style:none}.sidebar-chapters li{margin-bottom:0}.sidebar-chapters li a{color:#4a5568;border-radius:3px;padding:5px 8px;font-size:.8125rem;line-height:1.5;text-decoration:none;transition:background .15s,color .15s;display:block}.sidebar-chapters li a:hover{color:#3182ce;background:#eff6ff}.sidebar-chapters li.active a{color:#3182ce;background:#eff6ff;border-left:3px solid #3182ce;padding-left:5px;font-weight:700}.sidebar-sections{margin:0;padding:0;list-style:none}.sidebar-sections li{margin-bottom:0}.sidebar-sections a{color:#718096;border-radius:3px;padding:4px 8px;font-size:.8rem;line-height:1.5;text-decoration:none;transition:background .15s,color .15s;display:block}.sidebar-sections a:hover{color:#3182ce;background:#eff6ff}.sidebar-cta{background:#eff6ff;border:1px solid #bee3f8;padding:1.25rem}.sidebar-cta-btn{text-align:center;color:#fff;background:#3182ce;padding:9px 16px;font-size:.8125rem;font-weight:700;text-decoration:none;transition:background .2s;display:block}.sidebar-cta-btn:hover{background:#2b6cb0}.chapter-nav-card{background:#fafafa;border:1px solid #e2e8f0;flex-direction:column;gap:4px;padding:1.25rem 1.5rem;text-decoration:none;transition:border-color .2s,background .2s;display:flex}.chapter-nav-card:hover{background:#eff6ff;border-color:#3182ce}.chapter-nav-label{text-transform:uppercase;letter-spacing:.07em;color:#3182ce;font-size:.6875rem;font-weight:700}.chapter-nav-title{color:#0c0c1d;font-size:.9375rem;font-weight:700}.chapter-nav-prev{border-left:3px solid #3182ce}.chapter-nav-next{text-align:right;border-right:3px solid #3182ce}.newsletter-form{flex-wrap:wrap;justify-content:center;gap:10px;max-width:440px;margin:0 auto;display:flex}.newsletter-form input{color:#fff;background:#ffffff14;border:1px solid #ffffff26;outline:none;flex:1;min-width:220px;padding:11px 16px;font-size:.9rem;transition:border-color .2s}.newsletter-form input::placeholder{color:#ffffff59}.newsletter-form input:focus{border-color:#3182ce}.newsletter-form button{color:#fff;cursor:pointer;white-space:nowrap;background:#3182ce;border:none;padding:11px 24px;font-size:.875rem;font-weight:700;transition:background .2s}.newsletter-form button:hover{background:#2b6cb0}